US Student Loan & Servicing

Where your education goals meet flexible, personalized funding solutions designed to support your journey.

What we provide

At US Student Loan & Servicing, we specialize in providing private student loans for individuals who want to continue their education but have exhausted federal aid options or do not qualify for FAFSA programs. Our goal is to make education accessible by offering flexible funding solutions, transparent terms, and personalized support—without the complexity of traditional lending. Whether you’re returning to school or pursuing a new degree, we’re here to help you invest in your future.

Applying for a private student loan with us is quick and straightforward. Start by completing our secure online application, where you’ll provide basic personal and educational details along with your requested loan amount. No credit check is required, and there are no hidden fees—just a transparent process designed to help you move forward with your education.
Once your application is submitted, our team reviews it promptly to ensure it meets our eligibility criteria. We focus on understanding your educational goals and financial needs rather than traditional credit scoring. After review, you’ll receive an update on your application status—whether it’s under review, approved, or requires additional information.
If approved, you’ll gain access to your personal loan dashboard, where you can track your loan balance, view payment schedules, and update your payment preferences. We offer flexible options, including ACH transfers and debit card payments, with the ability to make extra payments or pay off your loan early. Automated reminders and clear reporting keep you informed every step of the way.